KoaPay.Money Mobile Money E-Wallet Terms and Conditions

Welcome to KoaPay.Money, the mobile money e-wallet service provided by KoaPay.Money Inc. Before using our services, please carefully read and understand the following Terms and Conditions ("Terms") that govern the use of KoaPay.Money ("KoaPay.Money," "we," "us," or "our"). By using KoaPay.Money, you agree to abide by these Terms, and they form a legally binding agreement between you ("User" or "you") and KoaPay.Money. If you do not agree with these Terms, please do not use our services.

1. Account Registration:

  • You must be at least 18 years old to use KoaPay.Money.
  • You agree to provide accurate and up-to-date information during the registration process.
  • You are responsible for maintaining the confidentiality of your account credentials and any activities that occur under your account.

2. Services:

  • KoaPay.Money offers mobile money e-wallet services, enabling you to make payments, transfers, and other financial transactions.
  • Services may be subject to transaction fees, which will be disclosed to you before any transaction takes place.

3. User Conduct:

  • You agree to use KoaPay.Money in compliance with all applicable laws and regulations.
  • You will not engage in any unlawful, fraudulent, or unauthorized activities through our platform.
  • You will not use KoaPay.Money to conduct any illegal transactions or money laundering activities.

4. Privacy and Data Security:

  • We take user privacy seriously. Our Privacy Policy outlines how we collect, use, and protect your data. By using KoaPay.Money, you consent to the practices described in the Privacy Policy.

5. Intellectual Property:

  • KoaPay.Money and its content are protected by intellectual property rights, including but not limited to trademarks, copyrights, and patents.
  • You may not use, copy, reproduce, modify, or distribute any part of KoaPay.Money without our written consent.

6. Liability:

  • KoaPay.Money is provided on an "as-is" and "as available" basis. We make no warranties or representations, express or implied, regarding the availability, security, or reliability of our services.
  • We shall not be liable for any damages, losses, or expenses arising from your use of KoaPay.Money or any interruption or termination of our services.

7. Indemnification:

  • You agree to indemnify and hold harmless KoaPay.Money and its affiliates, officers, directors, employees, and agents from any claims, damages, or losses resulting from your breach of these Terms or your use of our services.

8. Changes to the Terms:

  • We reserve the right to modify these Terms at any time. Updated Terms will be posted on our website or provided to you through other means.
  • Your continued use of KoaPay.Money after any changes to the Terms constitutes acceptance of the updated Terms.

9. Governing Law and Dispute Resolution:

  • These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa.
  • Any disputes arising out of or related to these Terms shall be resolved in the courts of South Africa.

10. Termination:

  • We may terminate or suspend your access to KoaPay.Money at any time, with or without cause and without prior notice.

Please review these Terms regularly as they may change over time. If you have any questions or concerns about these Terms, please contact our customer support team at support@koapay.money.

Last updated: 5th August 2023.